Frequently asked questions
Straight answers about shelters, standards, costs and how we work.
Who are you?
Central Texas Storm Shelters is a referral service. We do not build or install shelters. When you request a quote, we pass your request to an independent local installer who serves your area. The installer quotes, installs and warrants the work.
Does it cost anything to request a quote?
No. Requesting a quote through this site is free for homeowners, and you are never obligated to hire anyone.
How much does a storm shelter cost?
It depends on type, size, site conditions and options. National cost guides report that many homeowners spend roughly $3,000 to $13,000, with in-ground and custom builds running higher. These are typical industry ranges, not quotes. The installer confirms the actual price after seeing your home.
Which type is best: in-garage, in-ground or above-ground?
It depends on your home, who needs to use it and your ground. In-garage units are fast to reach. In-ground units keep the shelter out of the house but need suitable soil and no flood risk. Above-ground safe rooms avoid stairs and digging. See our shelter types guide for the tradeoffs.
What do FEMA P-361 and ICC 500 mean?
ICC 500 is the building-code standard for storm shelters. FEMA P-361 (community and residential safe rooms) and FEMA P-320 (homes and small businesses) are FEMA guidance documents. FEMA tornado safe room criteria use a 250 mph design wind speed and a debris test with a 15 lb 2x4 at 100 mph on walls. Ask any installer for test documentation for their specific product.
Do I need a permit?
Many Central Texas cities require a building permit for a storm shelter or safe room, and HOAs may have their own rules. Installers typically handle the permit. Check your HOA covenants before you sign.
Are there rebates or grants?
At times, some Texas communities have offered residential safe room rebates through federal hazard mitigation funding. Availability changes, so ask your city or county emergency management office whether a program is open.
Can I put an in-ground shelter in a flood zone?
FEMA guidance says safe rooms should not be sited in high flood-hazard areas or floodways. If your lot is in or near a floodplain, an above-ground option is usually the safer choice. Check your flood zone on the FEMA Flood Map Service Center.
Who answers the phone?
Our phone and web assistant is an AI assistant. It tells you up front that it is an AI and that the call may be recorded, takes down your details, answers basic questions, and passes your request to a local installer.
Will you sell my information?
No. We share your request only with the installer we match you with so they can contact you about your project. See our privacy policy for details.
Get a free quote
Tell us about your home. We pass your request to an independent local installer, who confirms options and price.